Maine Foreclosure Mediation Law might be the model for the country.

Is foreclosure mediation going to prevent millions of foreclosures over the next few years? Probably not, according to a new study released this afternoon by the National Consumer Law Center (NCLC) that looks at how effective 25 foreclosure mediation programs in 14 states have been at preventing foreclosures. Like President Obama’s HAMP program, foreclosure mediation [...]

Bearer Paper, the new Parlor Trick and the Holder in Due Course.

It is not ethical, for a Promissory Note, attached to a Mortgage Deed of Trust, to be endorsed in Blank and scanned into an “Electronic Registry Systems” for anyone with a title to “servicing rights” and a membership code, to pass themselves off as a Holder in Due Course or a Holder of Bearer Paper. It is not morally not ethically nor lawfully sound jurisprudence, it is a blatant disregard for the Court’s Civil Procedure. A charade, a trick, a game of poker, where the gambling pro is allowed to bluff with a photocopy of the Ace up his sleeve.

Is the Note Endorsed, Indorsed or Allonged? Probably none of the above…

If you have been served a Foreclosure Complaint or have been foreclosed on in the past, DON’T GIVE UP! Chances are, because of the Nature of Securitization, that your foreclosure is being prepared and executed by the WRONG PARTY IN INTEREST. Get a Mortgage Audit to find out the real FACTS, and not the purported [...]

Inside the Foreclosure Fight – my advice to Attorney Ryan

Atty Ryan See: http://livinglies.wordpress.com/2009/06/29/ohio-slam-dunk-by-judge-morgenstern-clarren-us-bank-trustee-and-ocwen-crash-and-burn/in_re_wells_bankruptcy_oh_nd_decision_22_jun_2009/ The questions pertaining to case law on Trusts/Remic standing as legal entities is no different than most “standing” related cases. Neil’s said many times that these Pension Hedge Funds who are the true “holders” in due course WILL NOT come forward therefore the bulk of your questions regarding detailed case law [...]